Property Tax in Morgan County, Indiana
Homeowners in Morgan County, Indiana pay a median of $1,056 a year in real estate taxes, on a median home value of $220,100. Those are the Census Bureau's published medians for the county (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023) — the typical bill and the typical home value for owner-occupied households.
What the Morgan County numbers mean
Read the two medians together: $1,056 is the middle tax bill among owner-occupied households in Morgan County, and $220,100 is the middle home value. Neither figure describes a specific property — together they describe the typical homeowner's situation in the county.
The derived effective rate for Morgan County is 0.48% (median tax ÷ median value). Treat it as an estimate for comparison only: it comes from survey medians of different households, not from the county's rate schedule.
The key figures for Morgan County
| Measure | Morgan County |
|---|---|
| Median real estate taxes paid per year | $1,056 |
| Median home value | $220,100 |
| Derived effective rate* | 0.48% |
| Equivalent monthly tax | $88 |
| Tax per $100,000 of value (derived) | $480 |
| Illustrative tax on a $400,000 home (derived rate) | $1,920 |
For context, the Indiana medians are $1,496 of tax on $201,600 of value, and the US medians are $2,969 on $303,400. *Derived figures are estimates from Census medians, not official rates.
Morgan County at a glance
- Median tax rank in Indiana: #52 of 92 counties
- Median home value rank in Indiana: #15 of 92
- Population rank in Indiana: #24 of 92 (72,202 residents)
- Population density rank: #22 of 92 (179 people per square mile)
- Land area rank in Indiana: #41 of 92 (403 sq mi, 1.1% of the combined county land area)
- Median tax as a monthly figure: $88; per $1,000 of home value: $0.48
How Morgan County compares
The median tax bill in Morgan County is about 29% lower than the state median ($1,496 for Indiana) and about 64% lower than the US median ($2,969 nationally). By median taxes paid, the county ranks #52 out of 92 Indiana counties with published Census data — 51 counties in the state have a higher median bill.
Comparisons cut both ways: a county can have a modest rate but high bills because homes are expensive, or a high rate but modest bills because homes are cheaper. Morgan County's derived rate of 0.48% sits below the derived US figure of 0.98%.
Some extra context for Morgan County: the median bill works out to about $88 a month, and the derived rate equals roughly $480 of tax per $100,000 of home value. The county is home to 72,202 people — the #24 most populous county in Indiana, spread over 403 square miles, a density of about 179 people per square mile. Its median home value, $220,100, ranks #15 among the state's 92 counties with data.
Nationally, Morgan County's median bill of $1,056 ranks #2297 of 3133 counties with published data — inside the top 73% of counties by tax paid. The county accounts for about 1.1% of Indiana's population, its median home value is about 9% above the state median, and at the derived rate the median home would hand over roughly 4.80% of its value in tax across a decade. Within the state, the distance from Morgan County to the most expensive county, Hamilton County ($3,340), is $2,284 a year.
Counties nearest Morgan County in the Indiana ranking
| County | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|
| Tipton County, IN | $1,069 | $166,000 | 0.64% |
| Washington County, IN | $1,058 | $162,400 | 0.65% |
| Henry County, IN | $1,050 | $140,200 | 0.75% |
| Montgomery County, IN | $1,047 | $166,300 | 0.63% |
Morgan County and its population peers
For a like-for-like sense of scale, compare Morgan County with its national population peers: the counties nearest to its 72,202 residents, listed in the table below with their own Census medians. Of the 9 counties in that group, Morgan County's median bill of $1,056 is #8 of 9.
| County | Population | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|---|
| Christian County, KY | 72,599 | $1,065 | $149,200 | 0.71% |
| Lewis and Clark County, MT | 72,580 | $2,886 | $358,200 | 0.81% |
| Wise County, TX | 72,359 | $3,293 | $277,200 | 1.19% |
| Creek County, OK | 72,353 | $1,261 | $170,900 | 0.74% |
| Lauderdale County, MS | 71,984 | $1,223 | $124,500 | 0.98% |
| Franklin County, NC | 71,962 | $1,732 | $240,900 | 0.72% |
| DeKalb County, AL | 71,946 | $458 | $135,500 | 0.34% |
| Riley County, KS | 71,710 | $3,317 | $231,200 | 1.44% |
The closest population match is Creek County, Oklahoma (72,353 residents), where the median real estate tax paid is $1,261 on a median home value of $170,900 — $205 less than Morgan County pays.
Morgan County's nearest population neighbours within Indiana are Kosciusko County (80,357 residents, median tax $1,198 on a median value of $200,300); Boone County (72,827 residents, median tax $2,725 on a median value of $341,800); Wayne County (66,377 residents, median tax $1,101 on a median value of $126,100); Grant County (66,377 residents, median tax $790 on a median value of $116,000). Comparing them is a reminder that even inside one state's rules, the bill follows local home values and local district rates more than anything decided at the state level.
How the tax is worked out
Think of the final bill as three ingredients: the assessed value of the property, the exemptions subtracted from it, and the combined rate of every district the property sits in. Morgan County's medians imply a derived rate of 0.48%; applied illustratively, a $400,000 home would owe about $1,920 a year, or around $160 a month spread evenly. Individual properties depart from the illustration in both directions.
Illustrative bills in Morgan County at the derived rate
The derived rate of 0.48% is only an estimate built from medians, but applying it to different home values gives a sense of scale for Morgan County — and a quick way to compare with the state derived rate of 0.74% and the US figure of 0.98%:
| Home value | Illustrative tax / year | Per month |
|---|---|---|
| $150,000 | $720 | $60 |
| $250,000 | $1,200 | $100 |
| $350,000 | $1,680 | $140 |
| $500,000 | $2,400 | $200 |
| $750,000 | $3,600 | $300 |
Illustration only: real bills are computed from the assessed value, exemptions, and the combined rates of the property's actual taxing districts.
Checking your assessment in Morgan County
Most successful appeals are won on facts, not arguments. Start with the property record card held by the Morgan County assessor: wrong square footage, an extra room, or a missing homestead exemption are common and fixable. Next, line your assessed value up against recent sales of genuinely similar homes nearby. Many disputes end at an informal conversation with the assessor's office; if yours does not, file the formal appeal with the review board named on your notice before its deadline, evidence attached, and keep paying the bill in the meantime so penalties do not build up.
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Frequently asked questions
What is the median property tax in Morgan County, Indiana?
The median real estate tax paid in Morgan County, Indiana is $1,056 per year, on a median home value of $220,100 (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
What is the effective property tax rate in Morgan County, Indiana?
Dividing Morgan County's median tax bill ($1,056) by its median home value ($220,100) gives a derived effective rate of 0.48%. This is an estimate computed from two Census survey medians — it is not the county's official tax rate.
How does Morgan County compare with the rest of Indiana?
By median taxes paid, Morgan County stands at #52 among the 92 Indiana counties the Census publishes figures for. Its $1,056 median bill is about 29% lower than the state median ($1,496), and 51 counties in the state record a higher median.
How are property taxes calculated in Morgan County, Indiana?
Three steps produce the bill: an assessment of market value by the local assessor, a reduction for exemptions you qualify for (a homestead exemption is the common one), and multiplication by the combined rates of the county, municipality, school district and any special districts covering the property. The median result in Morgan County is $1,056 of tax on a $220,100 median home value.
Can I appeal my property tax assessment in Morgan County, Indiana?
Yes. Request your property record card from the Morgan County assessor's office and check it for errors, then compare your assessed value with recent sales of similar homes. If it still looks too high, file a formal appeal with the local review board named on your assessment notice before the deadline printed on the notice — windows are short, often 30 to 90 days.