Property Tax in Campbell County, Kentucky

What the Campbell County numbers mean

The median is the midpoint of the county's actual bills: half of Campbell County homeowners pay more than $2,495 a year and half pay less. The exact bill for any one home depends on its assessed value, exemptions, and which school, municipal and special districts cover it.

Set against the median home value of $234,500, the median bill works out to a derived effective rate of 1.06%. That rate is an estimate computed from the two medians — no county publishes a rate calculated this way — but it adjusts for home prices, which makes comparisons between counties more meaningful.

The key figures for Campbell County

For context, the Kentucky medians are $1,472 of tax on $192,300 of value, and the US medians are $2,969 on $303,400. *Derived figures are estimates from Census medians, not official rates.

Campbell County at a glance

• Median tax rank in Kentucky: #2 of 120 counties
• Median home value rank in Kentucky: #11 of 120
• Population rank in Kentucky: #9 of 120 (93,193 residents)
• Population density rank: #4 of 120 (616 people per square mile)
• Land area rank in Kentucky: #116 of 120 (151 sq mi, 0.4% of the combined county land area)
• Median tax as a monthly figure: $208; per $1,000 of home value: $1.06

How Campbell County compares

The median tax bill in Campbell County is about 69% higher than the state median ($1,472 for Kentucky) and about 16% lower than the US median ($2,969 nationally). By median taxes paid, the county ranks #2 out of 120 Kentucky counties with published Census data — 1 counties in the state have a higher median bill.

Comparisons cut both ways: a county can have a modest rate but high bills because homes are expensive, or a high rate but modest bills because homes are cheaper. Campbell County's derived rate of 1.06% sits above the derived US figure of 0.98%.

Some extra context for Campbell County: the median bill works out to about $208 a month, and the derived rate equals roughly $1,064 of tax per $100,000 of home value. The county is home to 93,193 people — the #9 most populous county in Kentucky, spread over 151 square miles, a density of about 616 people per square mile. Its median home value, $234,500, ranks #11 among the state's 120 counties with data.

Nationally, Campbell County's median bill of $2,495 ranks #687 of 3133 counties with published data — inside the top 22% of counties by tax paid. The county accounts for about 2.1% of Kentucky's population, its median home value is about 22% above the state median, and at the derived rate the median home would hand over roughly 10.64% of its value in tax across a decade. Within the state, the distance from Campbell County to the most expensive county, Oldham County ($3,454), is $959 a year.

Counties nearest Campbell County in the Kentucky ranking

Campbell County and its population peers

Population is a useful lens on these figures, so the table below sets Campbell County beside the counties closest to it in population anywhere in the country — communities of a similar scale operating under different state and local tax systems. Ranked by median tax paid within this peer group of 9, Campbell County's $2,495 bill is #5 of 9.

The closest population match is Cabell County, West Virginia (93,300 residents), where the median real estate tax paid is $989 on a median home value of $156,100 — $1,506 more than Campbell County pays.

Campbell County's nearest population neighbours within Kentucky are Daviess County (103,195 residents, median tax $1,595 on a median value of $185,800); Madison County (94,064 residents, median tax $1,631 on a median value of $220,700); Bullitt County (83,209 residents, median tax $1,994 on a median value of $233,700); Christian County (72,599 residents, median tax $1,065 on a median value of $149,200). Comparing them is a reminder that even inside one state's rules, the bill follows local home values and local district rates more than anything decided at the state level.

How the tax is worked out

As an illustration of the arithmetic: at Campbell County's derived rate of 1.06%, a home valued at $400,000 would carry a tax bill of roughly $4,256 a year. That is only an illustration using the derived rate — a real bill is computed from the property's assessed value, its exemptions, and the combined rates of its specific taxing districts, so it can be higher or lower.

The usual sequence is: the local assessor values the property; exemptions are applied; the taxable value is multiplied by the combined local rates; and the county bills and collects the tax, distributing it to the schools, municipalities and districts that levied it.

Illustrative bills in Campbell County at the derived rate

The derived rate of 1.06% is only an estimate built from medians, but applying it to different home values gives a sense of scale for Campbell County — and a quick way to compare with the state derived rate of 0.77% and the US figure of 0.98%:

Illustration only: real bills are computed from the assessed value, exemptions, and the combined rates of the property's actual taxing districts.

Checking your assessment in Campbell County

If your bill looks wrong, work through these steps:

1. Get your property record card from the assessor and check the basics — living area, lot size, bedrooms, condition, and any exemptions you should have.
2. Compare your assessed value with recent sale prices of similar homes in Campbell County.
3. Talk to the assessor's office informally first; clear errors are often fixed without a hearing.
4. If needed, file a formal appeal with the local review board before the deadline on your assessment notice, with your evidence attached.
5. Keep paying the bill as issued while the appeal runs, unless your notice says otherwise — unpaid taxes accrue penalties regardless of an appeal.

More Kentucky counties

• Madison County, KY — $1,631
• Bullitt County, KY — $1,994
• Daviess County, KY — $1,595
• Hardin County, KY — $1,451
• Christian County, KY — $1,065
• Oldham County, KY — $3,454

Frequently asked questions