Property Tax in Chemung County, New York
The median real estate tax bill in Chemung County, New York is $3,332 per year, and the median home is worth $132,100. Both figures are the US Census Bureau's survey medians for owner-occupied households (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
What the Chemung County numbers mean
A median is the middle household: half of owner-occupied households in Chemung County pay more than $3,332, and half pay less. Your own bill is set by your home's assessed value, the exemptions you qualify for, and the local taxing districts your property sits in — so individual bills vary widely around the median.
Dividing the median tax by the median home value gives a derived effective rate of 2.52% for Chemung County. It is an estimate built from two survey medians, not the county's official rate, but it is a fair way to compare the local tax burden with other counties where home values are very different.
The key figures for Chemung County
| Measure | Chemung County |
|---|---|
| Median real estate taxes paid per year | $3,332 |
| Median home value | $132,100 |
| Derived effective rate* | 2.52% |
| Equivalent monthly tax | $278 |
| Tax per $100,000 of value (derived) | $2,522 |
| Illustrative tax on a $400,000 home (derived rate) | $10,088 |
For context, the New York medians are $6,450 of tax on $403,000 of value, and the US medians are $2,969 on $303,400. *Derived figures are estimates from Census medians, not official rates.
Chemung County at a glance
- Median tax rank in New York: #45 of 62 counties
- Median home value rank in New York: #54 of 62
- Population rank in New York: #32 of 62 (82,805 residents)
- Population density rank: #23 of 62 (203 people per square mile)
- Land area rank in New York: #48 of 62 (407 sq mi, 0.9% of the combined county land area)
- Median tax as a monthly figure: $278; per $1,000 of home value: $2.52
How Chemung County compares
Of the 62 New York counties with published data, 44 have a higher median property tax bill than Chemung County's $3,332, putting the county at #45 in the state. Its bill is about 48% lower than the state median of $6,450 and about 12% higher than the national median of $2,969.
Rates and values pull in opposite directions: an expensive housing market can produce big bills at ordinary rates. Here the derived rate is 2.52%, versus 0.98% derived nationally, and the median home value ranks #54 within New York.
Some extra context for Chemung County: the median bill works out to about $278 a month, and the derived rate equals roughly $2,522 of tax per $100,000 of home value. The county is home to 82,805 people — the #32 most populous county in New York, spread over 407 square miles, a density of about 203 people per square mile. Its median home value, $132,100, ranks #54 among the state's 62 counties with data.
Zooming out: of 3133 counties nationwide with published Census figures, only 359 record a higher median tax bill than Chemung County — it sits in the top 11% nationally. The county holds roughly 0.4% of New York's people. Its homes are worth less than the state norm (median $132,100 versus $403,000), and a decade at the derived rate of 2.52% adds up to about 25.22% of the median home's value in tax. The cheapest county in the state, Hamilton County, medians $2,369 — $963 less than Chemung County per year.
Counties nearest Chemung County in the New York ranking
| County | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|
| Clinton County, NY | $3,461 | $175,100 | 1.98% |
| Yates County, NY | $3,417 | $178,000 | 1.92% |
| Fulton County, NY | $3,325 | $156,100 | 2.13% |
| Seneca County, NY | $3,267 | $142,700 | 2.29% |
Chemung County and its population peers
Counties of a similar size can tax very differently. The table below shows the counties closest to Chemung County in population across the United States, with their median bills and home values. Within the group of 9, Chemung County ($3,332) ranks the highest by median tax paid.
| County | Population | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|---|
| Crawford County, PA | 83,189 | $2,099 | $143,400 | 1.46% |
| Lee County, MS | 83,138 | $1,356 | $187,800 | 0.72% |
| Yuba County, CA | 83,079 | $2,865 | $380,000 | 0.75% |
| Bartholomew County, IN | 82,881 | $1,597 | $221,100 | 0.72% |
| Leavenworth County, KS | 82,493 | $3,136 | $260,600 | 1.20% |
| Payne County, OK | 82,290 | $1,884 | $217,700 | 0.86% |
| Cape Girardeau County, MO | 82,180 | $1,404 | $208,300 | 0.67% |
| St. Landry Parish, LA | 82,128 | $425 | $142,900 | 0.30% |
The closest population match is Bartholomew County, Indiana (82,881 residents), where the median real estate tax paid is $1,597 on a median home value of $221,100 — $1,735 more than Chemung County pays.
Staying within New York, the counties nearest Chemung County by population are Steuben County (93,034 residents, median tax $3,245 on a median value of $128,600); Wayne County (91,128 residents, median tax $4,168 on a median value of $163,400); Sullivan County (79,147 residents, median tax $5,082 on a median value of $234,800); Clinton County (78,961 residents, median tax $3,461 on a median value of $175,100). The spread in their median bills — all under the same state framework — shows how much of the property tax burden is decided county by county and district by district.
How the tax is worked out
Think of the final bill as three ingredients: the assessed value of the property, the exemptions subtracted from it, and the combined rate of every district the property sits in. Chemung County's medians imply a derived rate of 2.52%; applied illustratively, a $400,000 home would owe about $10,088 a year, or around $841 a month spread evenly. Individual properties depart from the illustration in both directions.
Illustrative bills in Chemung County at the derived rate
The derived rate of 2.52% is only an estimate built from medians, but applying it to different home values gives a sense of scale for Chemung County — and a quick way to compare with the state derived rate of 1.60% and the US figure of 0.98%:
| Home value | Illustrative tax / year | Per month |
|---|---|---|
| $150,000 | $3,783 | $315 |
| $250,000 | $6,305 | $525 |
| $350,000 | $8,827 | $736 |
| $500,000 | $12,610 | $1,051 |
| $750,000 | $18,915 | $1,576 |
Illustration only: real bills are computed from the assessed value, exemptions, and the combined rates of the property's actual taxing districts.
Checking your assessment in Chemung County
Believe your assessment is too high? The practical order of attack is: obtain your record card and audit it line by line; collect comparable recent sales in Chemung County; ask the assessor's office to correct anything plainly wrong; and, if the value still seems off, lodge a formal appeal ahead of the deadline printed on your assessment notice. Windows are short — often 30 to 90 days — and late appeals are usually rejected outright, however strong the case.
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Frequently asked questions
What is the median property tax in Chemung County, New York?
The median real estate tax paid in Chemung County, New York is $3,332 per year, on a median home value of $132,100 (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
What is the effective property tax rate in Chemung County, New York?
Dividing Chemung County's median tax bill ($3,332) by its median home value ($132,100) gives a derived effective rate of 2.52%. This is an estimate computed from two Census survey medians — it is not the county's official tax rate.
How does Chemung County compare with the rest of New York?
Chemung County ranks #45 of 62 New York counties with published data by median taxes paid. Its median bill of $3,332 is about 48% lower than the New York median of $6,450.
How are property taxes calculated in Chemung County, New York?
Three steps produce the bill: an assessment of market value by the local assessor, a reduction for exemptions you qualify for (a homestead exemption is the common one), and multiplication by the combined rates of the county, municipality, school district and any special districts covering the property. The median result in Chemung County is $3,332 of tax on a $132,100 median home value.
Can I appeal my property tax assessment in Chemung County, New York?
You can. Pull your property record card from the Chemung County assessor, verify its details, and compare the assessed value against similar homes that sold recently. If the value still seems too high, submit a formal appeal to the board named on your notice before the stated deadline — usually a 30-to-90-day window.