Property Tax in Montgomery County, Ohio
Homeowners in Montgomery County, Ohio pay a median of $2,975 a year in real estate taxes, on a median home value of $167,400. Those are the Census Bureau's published medians for the county (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023) — the typical bill and the typical home value for owner-occupied households.
What the Montgomery County numbers mean
A median is the middle household: half of owner-occupied households in Montgomery County pay more than $2,975, and half pay less. Your own bill is set by your home's assessed value, the exemptions you qualify for, and the local taxing districts your property sits in — so individual bills vary widely around the median.
Dividing the median tax by the median home value gives a derived effective rate of 1.78% for Montgomery County. It is an estimate built from two survey medians, not the county's official rate, but it is a fair way to compare the local tax burden with other counties where home values are very different.
Montgomery County by the numbers
| Measure | Montgomery County | Ohio | United States |
|---|---|---|---|
| Median real estate taxes paid | $2,975 | $2,712 | $2,969 |
| Median home value | $167,400 | $199,200 | $303,400 |
| Derived effective rate* | 1.78% | 1.36% | 0.98% |
| Median tax per month | $248 | $226 | $247 |
*Estimate derived from Census medians (tax ÷ value), not an official rate.
Montgomery County at a glance
- Median tax rank in Ohio: #17 of 88 counties
- Median home value rank in Ohio: #49 of 88
- Population rank in Ohio: #5 of 88 (535,528 residents)
- Population density rank: #6 of 88 (1,161 people per square mile)
- Land area rank in Ohio: #37 of 88 (461 sq mi, 1.1% of the combined county land area)
- Median tax as a monthly figure: $248; per $1,000 of home value: $1.78
How Montgomery County compares
Of the 88 Ohio counties with published data, 16 have a higher median property tax bill than Montgomery County's $2,975, putting the county at #17 in the state. Its bill is about 10% higher than the state median of $2,712 and about the same as the national median of $2,969.
Rates and values pull in opposite directions: an expensive housing market can produce big bills at ordinary rates. Here the derived rate is 1.78%, versus 0.98% derived nationally, and the median home value ranks #49 within Ohio.
Some extra context for Montgomery County: the median bill works out to about $248 a month, and the derived rate equals roughly $1,777 of tax per $100,000 of home value. The county is home to 535,528 people — the #5 most populous county in Ohio, spread over 461 square miles, a density of about 1,161 people per square mile. Its median home value, $167,400, ranks #49 among the state's 88 counties with data.
Zooming out: of 3133 counties nationwide with published Census figures, only 447 record a higher median tax bill than Montgomery County — it sits in the top 14% nationally. The county holds roughly 4.5% of Ohio's people. Its homes are worth less than the state norm (median $167,400 versus $199,200), and a decade at the derived rate of 1.78% adds up to about 17.77% of the median home's value in tax. The cheapest county in the state, Meigs County, medians $1,117 — $1,858 less than Montgomery County per year.
Counties nearest Montgomery County in the Ohio ranking
| County | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|
| Butler County, OH | $3,010 | $243,000 | 1.24% |
| Lorain County, OH | $2,992 | $207,200 | 1.44% |
| Wood County, OH | $2,911 | $214,400 | 1.36% |
| Holmes County, OH | $2,802 | $251,800 | 1.11% |
How the tax is worked out
The bill is built in stages. First the assessor puts a market value on the property. Exemptions — a homestead exemption above all — then reduce the taxable amount. Finally the combined local rate is applied. To see the scale: at the county's derived rate of 1.78%, each $100,000 of value corresponds to about $1,777 of tax a year, and a $400,000 home to roughly $7,108. Real bills use the official assessment and district rates, not this derived figure, so treat the example as a sense of scale only.
Checking your assessment in Montgomery County
Believe your assessment is too high? The practical order of attack is: obtain your record card and audit it line by line; collect comparable recent sales in Montgomery County; ask the assessor's office to correct anything plainly wrong; and, if the value still seems off, lodge a formal appeal ahead of the deadline printed on your assessment notice. Windows are short — often 30 to 90 days — and late appeals are usually rejected outright, however strong the case.
More Ohio counties
Frequently asked questions
What is the median property tax in Montgomery County, Ohio?
The median real estate tax paid in Montgomery County, Ohio is $2,975 per year, on a median home value of $167,400 (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
What is the effective property tax rate in Montgomery County, Ohio?
Dividing Montgomery County's median tax bill ($2,975) by its median home value ($167,400) gives a derived effective rate of 1.78%. This is an estimate computed from two Census survey medians — it is not the county's official tax rate.
How does Montgomery County compare with the rest of Ohio?
By median taxes paid, Montgomery County stands at #17 among the 88 Ohio counties the Census publishes figures for. Its $2,975 median bill is about 10% higher than the state median ($2,712), and 16 counties in the state record a higher median.
How are property taxes calculated in Montgomery County, Ohio?
Three steps produce the bill: an assessment of market value by the local assessor, a reduction for exemptions you qualify for (a homestead exemption is the common one), and multiplication by the combined rates of the county, municipality, school district and any special districts covering the property. The median result in Montgomery County is $2,975 of tax on a $167,400 median home value.
Can I appeal my property tax assessment in Montgomery County, Ohio?
Yes — appeals are handled locally. Start with the Montgomery County assessor's property record card for your home, correct any factual errors, and back your case with comparable recent sales. Formal appeals go to the review board named on your assessment notice and must be filed by its deadline, typically within 30 to 90 days.