Property Tax in New Jersey by County
According to the US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023, the median real estate tax bill in New Jersey is $9,541 a year, on a median home value of $427,600. Figures for every New Jersey county with published data — 21 in total — are in the table below. That state median is about 221% higher than the US median of $2,969.
At the top of the New Jersey table sits Bergen County, NJ (median $10,001); at the bottom, Cumberland County, NJ (median $5,048). One state, one tax system on paper — but the bills are set locally, county by county and district by district.
A few distribution facts: the median of New Jersey's county medians is $8,804, 21 of 21 counties exceed the national median of $2,969, and the distance between the cheapest county (Cumberland County, $5,048) and the most expensive (Bergen County, $10,001) is $4,953 a year.
Two reference points for the state's geography: Bergen County is New Jersey's most populous county with 954,717 residents, while Burlington County is the largest by land area at 799 square miles. Both appear in the table with their own median figures.
Where people live in New Jersey: Bergen County leads with 954,717 residents (median tax $10,001, median home $593,200), followed by Middlesex County (861,535; $9,684 on $439,300) and Essex County (854,130; $10,001 on $494,400).
New Jersey counties: median property tax
| County | Median tax paid | Median home value | Derived rate* | Population |
|---|---|---|---|---|
| Bergen County, NJ | $10,001 | $593,200 | 1.69% | 954,717 |
| Essex County, NJ | $10,001 | $494,400 | 2.02% | 854,130 |
| Hunterdon County, NJ | $10,001 | $498,800 | 2.00% | 129,448 |
| Monmouth County, NJ | $10,001 | $566,500 | 1.76% | 643,615 |
| Morris County, NJ | $10,001 | $557,000 | 1.80% | 510,375 |
| Passaic County, NJ | $10,001 | $439,400 | 2.28% | 518,289 |
| Somerset County, NJ | $10,001 | $523,900 | 1.91% | 346,203 |
| Union County, NJ | $10,001 | $488,800 | 2.05% | 572,549 |
| Middlesex County, NJ | $9,684 | $439,300 | 2.20% | 861,535 |
| Hudson County, NJ | $9,413 | $508,600 | 1.85% | 710,478 |
| Mercer County, NJ | $8,804 | $351,000 | 2.51% | 383,286 |
| Sussex County, NJ | $8,462 | $342,800 | 2.47% | 145,117 |
| Warren County, NJ | $8,156 | $323,100 | 2.52% | 110,238 |
| Camden County, NJ | $8,063 | $262,200 | 3.08% | 524,042 |
| Gloucester County, NJ | $7,964 | $283,500 | 2.81% | 304,504 |
| Burlington County, NJ | $7,902 | $326,700 | 2.42% | 464,226 |
| Salem County, NJ | $6,757 | $223,000 | 3.03% | 64,973 |
| Atlantic County, NJ | $6,749 | $272,700 | 2.48% | 274,704 |
| Ocean County, NJ | $6,499 | $366,600 | 1.77% | 646,434 |
| Cape May County, NJ | $5,233 | $395,000 | 1.32% | 95,236 |
| Cumberland County, NJ | $5,048 | $205,600 | 2.46% | 152,915 |
*Derived rate = median taxes paid ÷ median home value — an estimate from two survey medians, not an official rate. Counties in bold detail pages are linked; all figures: US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023.
How assessment and appeals work in New Jersey
Nobody in New Jersey pays a single statewide property tax. Instead, each property is assessed where it sits — usually by a county assessor — and taxed by the stack of local districts that cover it: the county, often a town or city, a school district, and sometimes fire, water or other special districts. Exemptions, above all a homestead exemption where offered, come off the assessed value before those rates are applied.
Disagree with the value on your assessment notice? The appeal route runs through the local office named on that notice. Ask for your property record card first and audit it for errors in area, rooms or condition; then support your case with recent comparable sales or a professional appraisal. Deadlines are printed on the notice and are strict, commonly only a month or two after assessments are mailed.
Keep in mind that the state-level medians shown here blend very different local markets inside New Jersey. They are a benchmark for comparison, never a prediction of an individual bill — for that, only your own assessment, exemptions and district rates count.
Frequently asked questions
What is the median property tax in New Jersey?
The median real estate tax paid in New Jersey is $9,541 per year, on a median home value of $427,600 (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
Which New Jersey county has the highest property taxes?
Among counties with published Census data, Bergen County has the highest median real estate taxes paid at $10,001 per year.
Which New Jersey county has the lowest property taxes?
Among counties with published Census data, Cumberland County has the lowest median real estate taxes paid at $5,048 per year.
How do I appeal a property tax assessment in New Jersey?
Assessments in New Jersey are handled locally, usually by the county assessor or an equivalent local office. If you believe your assessed value is too high, request your property record card, check it for errors, and file an appeal with the local board named on your assessment notice before the deadline printed on that notice — appeal windows are short, often 30 to 90 days.