Property Tax in Lubbock County, Texas
Homeowners in Lubbock County, Texas pay a median of $3,119 a year in real estate taxes, on a median home value of $199,600. Those are the Census Bureau's published medians for the county (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023) — the typical bill and the typical home value for owner-occupied households.
What the Lubbock County numbers mean
Read the two medians together: $3,119 is the middle tax bill among owner-occupied households in Lubbock County, and $199,600 is the middle home value. Neither figure describes a specific property — together they describe the typical homeowner's situation in the county.
The derived effective rate for Lubbock County is 1.56% (median tax ÷ median value). Treat it as an estimate for comparison only: it comes from survey medians of different households, not from the county's rate schedule.
Lubbock County by the numbers
| Measure | Lubbock County | Texas | United States |
|---|---|---|---|
| Median real estate taxes paid | $3,119 | $4,111 | $2,969 |
| Median home value | $199,600 | $260,400 | $303,400 |
| Derived effective rate* | 1.56% | 1.58% | 0.98% |
| Median tax per month | $260 | $343 | $247 |
*Estimate derived from Census medians (tax ÷ value), not an official rate.
Lubbock County at a glance
- Median tax rank in Texas: #40 of 250 counties
- Median home value rank in Texas: #66 of 250
- Population rank in Texas: #18 of 250 (314,633 residents)
- Population density rank: #21 of 250 (351 people per square mile)
- Land area rank in Texas: #153 of 250 (895 sq mi, 0.3% of the combined county land area)
- Median tax as a monthly figure: $260; per $1,000 of home value: $1.56
How Lubbock County compares
Of the 250 Texas counties with published data, 39 have a higher median property tax bill than Lubbock County's $3,119, putting the county at #40 in the state. Its bill is about 24% lower than the state median of $4,111 and about 5% higher than the national median of $2,969.
Rates and values pull in opposite directions: an expensive housing market can produce big bills at ordinary rates. Here the derived rate is 1.56%, versus 0.98% derived nationally, and the median home value ranks #66 within Texas.
Some extra context for Lubbock County: the median bill works out to about $260 a month, and the derived rate equals roughly $1,563 of tax per $100,000 of home value. The county is home to 314,633 people — the #18 most populous county in Texas, spread over 895 square miles, a density of about 351 people per square mile. Its median home value, $199,600, ranks #66 among the state's 250 counties with data.
Zooming out: of 3133 counties nationwide with published Census figures, only 410 record a higher median tax bill than Lubbock County — it sits in the top 13% nationally. The county holds roughly 1.1% of Texas's people. Its homes are worth less than the state norm (median $199,600 versus $260,400), and a decade at the derived rate of 1.56% adds up to about 15.63% of the median home's value in tax. The cheapest county in the state, Crockett County, medians $466 — $2,653 less than Lubbock County per year.
Counties nearest Lubbock County in the Texas ranking
| County | Median tax paid | Median home value | Derived rate* |
|---|---|---|---|
| Johnson County, TX | $3,259 | $254,600 | 1.28% |
| Hood County, TX | $3,240 | $281,300 | 1.15% |
| Kerr County, TX | $3,115 | $285,100 | 1.09% |
| Washington County, TX | $3,105 | $270,100 | 1.15% |
How the tax is worked out
Think of the final bill as three ingredients: the assessed value of the property, the exemptions subtracted from it, and the combined rate of every district the property sits in. Lubbock County's medians imply a derived rate of 1.56%; applied illustratively, a $400,000 home would owe about $6,252 a year, or around $521 a month spread evenly. Individual properties depart from the illustration in both directions.
Checking your assessment in Lubbock County
Most successful appeals are won on facts, not arguments. Start with the property record card held by the Lubbock County assessor: wrong square footage, an extra room, or a missing homestead exemption are common and fixable. Next, line your assessed value up against recent sales of genuinely similar homes nearby. Many disputes end at an informal conversation with the assessor's office; if yours does not, file the formal appeal with the review board named on your notice before its deadline, evidence attached, and keep paying the bill in the meantime so penalties do not build up.
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Frequently asked questions
What is the median property tax in Lubbock County, Texas?
The median real estate tax paid in Lubbock County, Texas is $3,119 per year, on a median home value of $199,600 (US Census Bureau, American Community Survey (ACS) 5-year estimates, 2023).
What is the effective property tax rate in Lubbock County, Texas?
Dividing Lubbock County's median tax bill ($3,119) by its median home value ($199,600) gives a derived effective rate of 1.56%. This is an estimate computed from two Census survey medians — it is not the county's official tax rate.
How does Lubbock County compare with the rest of Texas?
Lubbock County ranks #40 of 250 Texas counties with published data by median taxes paid. Its median bill of $3,119 is about 24% lower than the Texas median of $4,111.
How are property taxes calculated in Lubbock County, Texas?
Three steps produce the bill: an assessment of market value by the local assessor, a reduction for exemptions you qualify for (a homestead exemption is the common one), and multiplication by the combined rates of the county, municipality, school district and any special districts covering the property. The median result in Lubbock County is $3,119 of tax on a $199,600 median home value.
Can I appeal my property tax assessment in Lubbock County, Texas?
Yes — appeals are handled locally. Start with the Lubbock County assessor's property record card for your home, correct any factual errors, and back your case with comparable recent sales. Formal appeals go to the review board named on your assessment notice and must be filed by its deadline, typically within 30 to 90 days.